1 00:00:00,009 --> 00:00:04,630 I was told to instruct both my tellers and more of my personal bankers 2 00:00:05,239 --> 00:00:05,909 that 3 00:00:06,320 --> 00:00:08,399 they needed to hit their goals no matter what. 4 00:00:12,609 --> 00:00:15,010 The challenges that I faced were 5 00:00:15,390 --> 00:00:17,569 the astronomical goals that were set. 6 00:00:21,920 --> 00:00:23,440 It was the pressure of 7 00:00:23,709 --> 00:00:24,860 having to 8 00:00:25,309 --> 00:00:27,139 hold the team accountable 9 00:00:27,709 --> 00:00:32,680 to very unrealistic standards. And so, it would be phone calls all the time, 10 00:00:32,790 --> 00:00:34,020 it would be emails, 11 00:00:34,029 --> 00:00:37,580 it would be visits, it would be constant in your face. 12 00:00:37,830 --> 00:00:38,619 What are you doing? 13 00:00:38,790 --> 00:00:42,110 There might be conference calls five times a day, 14 00:00:42,389 --> 00:00:42,799 like 15 00:00:42,950 --> 00:00:44,990 the managers would have to be on a conference call at 16 00:00:44,990 --> 00:00:48,159 8 o'clock and then there was a mid-morning check-in call. 17 00:00:48,720 --> 00:00:50,349 Then there was a 12 o'clock call, 18 00:00:50,560 --> 00:00:51,990 then there was a 2:30 call, 19 00:00:52,040 --> 00:00:53,599 and then a 5 o'clock call. 20 00:00:53,720 --> 00:00:54,569 What did you do? 21 00:00:57,400 --> 00:00:59,470 What are your bankers going to 22 00:00:59,680 --> 00:00:59,950 do? 23 00:00:59,959 --> 00:01:00,630 How 24 00:01:00,799 --> 00:01:01,029 many 25 00:01:01,040 --> 00:01:02,869 appointments they have 26 00:01:02,880 --> 00:01:02,889 today? 27 00:01:03,759 --> 00:01:03,959 What 28 00:01:04,040 --> 00:01:05,709 was the appointment set for? 29 00:01:05,839 --> 00:01:06,790 For the bankers, 30 00:01:07,360 --> 00:01:07,570 there 31 00:01:07,570 --> 00:01:09,260 were five profiling conversations, 32 00:01:09,349 --> 00:01:10,720 two future appointments, 33 00:01:10,800 --> 00:01:12,430 and nine core solutions 34 00:01:12,720 --> 00:01:13,750 that were required 35 00:01:13,879 --> 00:01:14,589 daily. 36 00:01:15,040 --> 00:01:15,589 The 37 00:01:15,959 --> 00:01:19,120 icing on the cake for me was when I had my district 38 00:01:19,120 --> 00:01:23,480 manager tell me that I don't care how you get the goals, 39 00:01:23,639 --> 00:01:24,879 just cover your assets. 40 00:01:25,879 --> 00:01:29,059 The district manager had come into my office and she said to me, 41 00:01:29,099 --> 00:01:29,500 "Rasheeda, 42 00:01:29,540 --> 00:01:30,290 I like you. 43 00:01:30,580 --> 00:01:31,889 I don't want to fire you, 44 00:01:32,099 --> 00:01:32,500 but 45 00:01:32,540 --> 00:01:33,970 your bankers are lazy. 46 00:01:33,980 --> 00:01:34,860 They need 47 00:01:35,089 --> 00:01:37,500 to sell more accounts to the clients." 48 00:01:37,739 --> 00:01:39,370 So, the idea was, 49 00:01:39,620 --> 00:01:39,720 "Well, 50 00:01:39,739 --> 00:01:42,250 you're opening this checking account and here's what comes with it." 51 00:01:42,379 --> 00:01:42,569 Well, 52 00:01:42,690 --> 00:01:43,610 "I don't want that." 53 00:01:43,690 --> 00:01:43,910 "Oh, 54 00:01:44,050 --> 00:01:45,250 but it doesn't cost you anything. 55 00:01:45,290 --> 00:01:46,160 It comes with it." 56 00:01:46,290 --> 00:01:46,809 We were told, 57 00:01:46,860 --> 00:01:47,040 well, 58 00:01:47,089 --> 00:01:47,480 you know, 59 00:01:47,690 --> 00:01:50,680 "They could have a checking account for gas 60 00:01:50,889 --> 00:01:52,510 they could have an account for grocery, 61 00:01:52,610 --> 00:01:55,440 they could have a checking account for holiday." 62 00:01:55,610 --> 00:01:57,330 Here's a great idea how you can save for Christmas. 63 00:01:57,410 --> 00:01:58,839 Let's open you another checking account. 64 00:02:02,339 --> 00:02:02,849 She said, 65 00:02:03,019 --> 00:02:03,150 "Well, 66 00:02:03,300 --> 00:02:06,290 how come he didn't sell the customer online banking?" 67 00:02:06,500 --> 00:02:06,779 I said, 68 00:02:06,860 --> 00:02:06,989 "Well, 69 00:02:07,099 --> 00:02:08,740 she's an older customer. 70 00:02:08,860 --> 00:02:11,169 She's across at the nursing home. 71 00:02:11,460 --> 00:02:12,929 She doesn't have a computer." 72 00:02:13,220 --> 00:02:13,500 She said, 73 00:02:13,539 --> 00:02:13,660 Well, 74 00:02:13,820 --> 00:02:14,270 you know, 75 00:02:14,740 --> 00:02:16,490 there's a way he could have done it. 76 00:02:16,660 --> 00:02:18,089 It got to a point where 77 00:02:18,339 --> 00:02:19,559 mentally and physically, 78 00:02:19,639 --> 00:02:21,610 I couldn't take the pressure anymore. 79 00:02:21,899 --> 00:02:22,699 So, I called out, 80 00:02:23,080 --> 00:02:23,220 you know, 81 00:02:23,300 --> 00:02:26,089 I let them know that I wasn't well and 82 00:02:26,539 --> 00:02:30,770 when I got into work the following day, I signed into my email, 83 00:02:31,059 --> 00:02:33,190 and there was an email and the heading 84 00:02:33,190 --> 00:02:36,199 of the email says, "Termination letter for Rasheeda," 85 00:02:36,789 --> 00:02:37,309 and I thought, 86 00:02:37,350 --> 00:02:38,460 "Oh my gosh, 87 00:02:39,149 --> 00:02:40,619 she's going to fire me." 88 00:02:40,910 --> 00:02:42,740 Then I wrote her an email and I said, 89 00:02:42,830 --> 00:02:45,429 "Obviously, you did not mean to send this to me, 90 00:02:45,500 --> 00:02:46,179 but you did." 91 00:02:46,350 --> 00:02:49,710 Then I forwarded that email to John Stumpf 92 00:02:52,199 --> 00:02:54,830 to let him know exactly what was happening that 93 00:02:55,100 --> 00:02:56,729 the bankers were telling, 94 00:02:57,300 --> 00:02:59,899 telling my district manager that, you know, 95 00:03:00,419 --> 00:03:05,899 other bankers are opening accounts, they're churning, can you look into that? 96 00:03:06,380 --> 00:03:07,690 But I got no response. 97 00:03:07,940 --> 00:03:08,929 I went and saw 98 00:03:09,589 --> 00:03:14,449 my primary physician that same day and I ended up being off for 99 00:03:14,699 --> 00:03:15,539 12 weeks 100 00:03:16,309 --> 00:03:19,619 with severe depression where I didn't drive 101 00:03:20,070 --> 00:03:21,720 for at least 6 or 7 weeks, 102 00:03:21,789 --> 00:03:22,979 I didn't leave the house. 103 00:03:23,270 --> 00:03:26,270 I was on disability. She still kept, you know... She 104 00:03:26,270 --> 00:03:28,509 still kept calling me, sending me texts "Hey Rasheeda, 105 00:03:28,710 --> 00:03:29,830 can you come in today?" 106 00:03:29,949 --> 00:03:30,820 But I couldn't 107 00:03:31,429 --> 00:03:32,740 go to work every day 108 00:03:33,190 --> 00:03:35,300 knowing that what they were asking me to do 109 00:03:35,550 --> 00:03:37,229 I didn't believe in and I couldn't do.