Hi everyone, my name is Brad Zaknich GESB, and I'd like to thank you very much for logging onto today's recorded webinar, so it's not a live one today, it's recorded and it's about investing in super 101. So we're gonna go through the ideas of investing through superannuation compared to investing in other formats. So, for those who haven't used webinars before, very simple technology, sit back and relax. Some of the normal interactive opportunities we have with webinars has been turned off for today's session, obviously things like typing in questions and clicking send, you can't do that today because there's no-one to reply to them