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www.youtube.com/.../watch?v=LGaKKtOYiZs

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    Agar meri 100 rupees
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    ki kamai hai,
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    how do I divide this
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    in expenses, in income,
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    in investment, to get
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    the maximum out of it?
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    Dekhiye isme na
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    generally log ek
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    equation rakhte hai jise
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    need-want investment
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    analysis kehte hai jise
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    kehte hai aap 50% apni
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    needs mein daalo
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    30% apni wants mein
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    daalo aur 20%
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    apni savings mein daalo.
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    Ye mujhe lagta hai ki
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    ye na thodi zyada
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    income ke liye
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    perfect hai.
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    Par agar kisi ki income
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    hi kam hai,
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    25, 30 ya 50 hazar, to
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    vo ye nahi kar sakta.
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    To usko bucket
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    filling methodology
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    se chalna chahiye.
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    To buckets bana lo
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    life ke.
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    Pehla bucket hai
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    emergency fund
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    fatafat usko bharo
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    jo maine aapko bataya.
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    To jo paise bach
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    raha hai, usme zyada
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    paisa daalo, emergency
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    fund ko bhar do.
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    Samajhiye aapki
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    tankhvaah choti hai,
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    30 hazar hai
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    aur aapke kharch ho rahe
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    hai 22 hazar rupees.
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    Bach raha sirf
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    8 hazar hai.
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    To 8 hazar mein se
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    zyada se zyada paisa
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    4 se 5 hazar rupees
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    emergency fund mein
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    bharna chalu kardo.
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    Tab tak bharo
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    jab tak 22 hazar aapke
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    kharche hai to X3
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    66 thousand aapke
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    paas khade na ho jaaye.
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    To yaani agle 7-8
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    mahine tak
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    regularly
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    5-6 hazar rupees,
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    6-7 hazar rupees usme
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    daalte raho. Zyada
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    paisa, ab ye balti
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    bhar gayi,
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    stress khatam, ki bhai
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    kal ko naukri nahi
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    rahi to kya hoga.
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    Ye wala question
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    ab khatam ho gaya.
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    Ab aapne saath mein
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    kya kar diya, jaise hi
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    ye paisa khatam hua,
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    ab aapko emergency
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    fund nahi bharna.
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    Now this money is
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    available to you.
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    Now when this money
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    becomes available to you,
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    start investing on
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    yourself, koi course lelo
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    thik hai, koi skilling
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    karlo, koi
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    event attend karlo, koi
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    seminar attend karlo.
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    To waha ka ek
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    budget bana lo
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    ki main is savings mein
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    se 20% isme dalunga
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    bache hue paise ko aap
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    dheere dheere SIP
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    mein nivesh karna chalu
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    kardo.
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    To mujhe aisa lagta
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    hai ki ye 50-30-20
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    unke liye thik hai jinki
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    tankhvaah 1-1
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    lakh rupees hai
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    mahine ke, but choti
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    tankhvaah waale ko
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    bucket system pe
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    jaana chahiye.
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    Pehle bucket bharlo apna.
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    Emergency ka
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    bucket bharlo
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    fir uske baad apni
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    active income ko
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    upscale karo aur
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    apni investments ko
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    upscale karlo.
Title:
www.youtube.com/.../watch?v=LGaKKtOYiZs
Video Language:
Hindi
Duration:
01:37

English subtitles

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