How To Build A House: The Ultimate OWNER BUILDER Guide!

My name is Case Robinson, and I'm 26 years

old and I've successfully built 2 homes as

an owner-builder and right now I'm

planning my third home build. I've created

this video to be the most in depth video

on YouTube that will actually teach you

how to build your own house. I'm going

to be covering everything from obtaining

an owner-builder loan and getting the

financing you need, to actually designing

the house, to finding and hiring the

the subcontractors and suppliers that

you'll need, to actually building the

house and managing the job site, and then

all the way to the final blue tape

walk-through and final inspection of your

completed home-build. If you're actually

interested in building your own house,

then you should click the link down below,

and check out my digital course where I

teach you everything you need to know to

actually take on your first home build,

as well as I provide ten PDF's and

downloadable excel sheets that will assist

you throughout your first home-build. So

with that said, let's get into the video.

So the very first step in this building

your own house process is figuring out

what I like to refer to as the

"initial idea" , and if you're watching

this video then you probably already have

this initial idea up here in your head,

and that is likely one of the three

options that I'm about to list. Either

you are thinking that you want to build a

house to rent, or you're thinking that you

want to build a house to sell. Or lastly,

and probably most popular, you're thinking

that you want to build a house to occupy

and live in for your primary residence.

Building a house to rent could be building

a single-family property to keep as a

rental property long-term real-estate

investment. Or secondly, you might be

thinking of building a duplex or a triplex

or a fourplex or maybe even a small-scale

apartment complex or maybe even a

big-scale apartment complex to keep as a

long-term real-estate investment property,

and lastly building a house to occupy and

live in for your primary care residence

is obvious, you know maybe you're thinking

you want to build a slightly larger house

than what you live in right now with a

pool, that way you can live there for,

you know, five to fifteen years and have

your family grow into that house. Or maybe

you're like "hey I have all the money in

the world, I have an unlimited budget, and

I'm ready to retire and build my custom

dream-home on two hundred acres, and

wherever that may be. So those are likely

the three options for your initial idea,

and that is the very first set to the

'building your own house' process, just

determining what that initial idea is,

are you going to build a house to rent,

to sell, or to live in as your primary

residence. The second step in the

'building your own house' process is

determining your preliminary budget for

the project, and this kind of depends on

what financing option you decide to go

with on your home-build, and for the most

part, there are two main financing

options. The first one being cash, and

your own personal resources, and then

the second one would be a construction

loan of some sort. Cash, in your own

personal resources, could be considered

a number of things. One,

and most importantly being, cash that you

have in the bank whether that be

in a checking account, or a savings

account. The second option may be a

credit card of some sort that you think

you can utilize on the home-build. Third

option might be just like liquidating some

stocks or something that you're invested

into elsewhere, maybe you have a really

good friend or family member who is

willing to give you money to go out

and build your house, not that I know a

friend that would give me money to go

build my own house, but hey, uh, cash and

your own personal resources is essentially

whatever you have directly available to

you without getting a construction loan,

right. So, I actually built my first two

houses using cash, and credit cards. So,

I've never gotten a construction loan,

but I will, as of right now, I'm getting

one for my next home-build. Determining

your budget, if you're building with cash,

and your own personal resources, is

simply a matter of calculating how much

you have, and then calculating how much

you are willing to take from that and

invest in your home build, whether that be

you are building to rent, to sell, or

keep as your primary residence. Right, so

that is how you determine your preliminary

budget if you're going to finance the home

build with cash. Now, secondly, if you're

considering to build a house to rent, or

to sell, and you're interested in getting

a construction loan, then you can probably

pretty easily obtain a commercial loan

to build that house to rent or sell. You

will notice that building a house to rent

or sell, both have in common that you are

building that project to make money, and

then attempt to make money, and that is

why commercial loans exist. So, if you go

in and meet with a commercial lender, they

give you commercial loans not based on

your income situation, instead they

evaluate the project itself, and they

evaluate the deal, and if you're building

a fourplex, they evaluate all the numbers,

they crunch the numbers on the deal, and

they say "okay this looks like a good

investment, we will give you a commercial

loan, you know, to fund your deal", right

so if you are looking to build a house to

rent or to sell you are probably pretty

easily