-
Oof.
-
Okay.
-
We've got a lot
-
to unpack in this video
-
because I wanted to share
-
what it's like
-
living in Dubai for the last year,
-
what my experience has been like,
-
how I found it and stuff,
-
because there is a lot to talk about.
-
I have made a couple of videos
-
on my channel
-
regarding moving to Dubai,
-
sort of like a few months later,
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a few weeks later or whatever,
-
sharing my experiences.
-
But just to recap some of the reasons
-
as to why I moved to Dubai,
-
quality of life here
-
is incredible.
-
I've always wanted to live
-
in another country.
-
I was looking at all sorts of places.
-
Actually, I've mentioned before that San Diego,
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in America, Southern California,
-
has been one of my favourite places on earth.
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I actually wanted to move there at one point.
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And just also kind of like
-
try something else,
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try something different.
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Moving to Dubai has made me realise
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how big the world is,
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but at the same time
-
how small it is as well.
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Because I've realised
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there is so much more out there,
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so much more
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to learn out there,
-
so much more to see
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that's really opened my eyes up
-
and I realise, actually, to move countries
-
it's much easier than you think.
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But I'm speaking from a person
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who was born and raised in the UK.
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I have a British passport,
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and British passport is a very powerful passport.
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I can move and sort of
-
go to loads of different places
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without visas and whatever else.
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Obviously, to move to Dubai,
-
you need a visa, but anyway.
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Having a British passport
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does make it a lot easier
-
to move to a lot of different countries.
-
And of course, the other big reason,
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which I'm not sure why people feel like
-
they are almost ashamed to say,
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is the taxes.
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The taxes in Dubai
-
are incredible.
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If you're someone who is a high earner,
-
but you're not sort of wealthy or rich yet
-
and you're looking to build your wealth,
-
I don't see what's wrong
-
with moving to Dubai for a few years
-
to sort of build up a portfolio,
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build up some money,
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build up some tax-free income
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because it's completely legal to do.
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Of course, that's one of the biggest reasons.
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And I've never sort of shied away
-
from that on this channel.
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I've always been very open about money,
-
talking about money,
-
because unfortunately,
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I feel like there's this big culture
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that you don't talk about money,
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that you don't share
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things about money,
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that you don't talk
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about these sorts of things,
-
that it's like shameful to talk about it.
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And I think that actually
-
creates an environment, a culture,
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that's not designed for young people,
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especially to learn about money,
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to understand money
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to grow money.
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to understand what it takes to
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sort of use that money to their benefit.
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A lot of people naturally
-
see money as a way
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to just sort of buy things
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and to do things with
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and to live this amazing lifestyle,
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when in reality,
-
money is a lot more important than that.
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It can be used to make your life better,
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to make other people's lives better,
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to make your family lives better.
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You need money to survive.
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There's no doubt about it.
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So I hate this sort of culture
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that you should be ashamed
to talk about money.
-
One of the biggest reasons I moved to Dubai
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was for the tax benefits.
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Now, that doesn't mean I don't pay
-
zero tax at all.
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I still have UK stuff going on.
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I still have a UK business,
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I still have people there and stuff.
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So I pay taxes there,
-
I'm happy to pay those taxes,
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it's not problem.
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But my personal income,
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I don't have to pay tax on that now
-
because I've moved to Dubai,
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which is super, super powerful.
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So I've written down a few things here
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just to make sure I cover everything.
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One of the things actually was
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and probably the most important question
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and the question that I get asked a lot
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by people is,
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am I happy here?
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Am I happy that I moved?
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Right now,
-
the way things currently are,
-
yes, I'm very, very happy.
-
I have no plans to move
anywhere else right now.
-
I plan to stay here five years,
-
ten years, maybe longer.
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A lot of people say that they'll be here
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for only five, ten years,
-
but they end up staying for 20 years,
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30 years or their whole life.
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But in my head, I think to myself,
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okay, let's try Dubai out
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for five, ten years or whatever
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before I have any children or anything
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before I really settle down or anything.
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It kind of just makes sense for me.
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Safety.
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So safety has been
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a more important factor
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than I realised
-
since moving to Dubai.
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I actually didn't realise
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how important
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the safety aspect was until--
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So I moved here
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and I've travelled back and forth
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to the UK and to other countries.
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I've done quite a bit of travelling
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over the last year,
-
and it's really made me realise that
-
Dubai is incredibly safe.
-
Now, of course,
-
does that mean it's 100% safe?
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No, not at all.
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There's no perfect country, right?
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But for day-to-day life,
-
Dubai is just incredibly safe.
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Knowing that I can, for example,
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walk around with my phone out,
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use my phone in public,
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and not have to worry about it
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being snatched out of my hand,
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as is the case in London,
-
yeah, it's such a minor thing,
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you should be able to use your phone.
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You should be able to wear a nice watch.
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You should be able to have a nice car,
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you should to enjoy
the fruits of your labour, right?
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I mean, even just enjoying
your phone isn't a fruit of labour.
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That's just an essential need
to use your phone in public.
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Maybe to get directions,
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maybe to call someone, maybe to see--
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Whatever it might be.
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But in London,
-
unfortunately, there is this
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weird thing of, like,
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your phone will get snatched out of your hand.
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It's a shame that it's like that.
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But of course, there are a lot of layers
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to sort of go down
-
when it comes to that sort of thing,
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which, it will just take forever.
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But yeah, growing up in the UK and stuff,
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growing up in London,
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yeah, it's not exactly safe.
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Especially when-- So for example,
-
in the estate that I used to live in the UK,
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we have like a Facebook group in that estate,
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and we used to see all sorts of
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sort of video,
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footage and stuff
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from people, security cameras,
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who live in the estate of just things
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being robbed, cars being robbed,
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people trying to get
into the house and stuff.
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I'm just like,
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this is the norm.
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How is that the norm?
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When did that become the norm?
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In Dubai, that is not the case.
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Now, of course,
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does it never happen?
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No, I'm sure things like that do happen here,
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but it is not the norm.
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And if you're found to do anything like that,
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you will be punished severely.
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Now, of course, that can also mean
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that there's this aspect
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of, oh, everyone's scared of the law,
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everyone's scared of the police.
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But I kind of think to myself,
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that's how it should be in some ways.
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And of course,
there's no perfect system, like I said,
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but I feel like that's how it should be.
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I shouldn't have to worry
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about being mocked, being hurt,
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getting into fights or whatever,
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when I'm just walking down the street,
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that just shouldn't happen.
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So it's really nice
-
that that safety aspect
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is so important here
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and so nice here.
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And from travelling to other countries
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and being other places
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I have been in the last year,
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the only other place that I feel like
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really comes close is Japan.
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I went to Japan in October last year
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and that felt very, very safe.
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You could go out at midnight
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and it will be safe.
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Now, Japan is obviously to an outlier, right?
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Japan is known for being safe.
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But of course, Japan has its own cultural issues
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just like every other place.
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Would I want to live in Japan?
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Probably not, especially as a foreigner.
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There's this culture in Japan
-
where they really do treat
their own as their own
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and anyone else outside of that,
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welcome.
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In Dubai, that is not the case.
-
In Dubai, I feel like most people
are welcome here.
-
as long as you're someone
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who is an active part
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of the community and society
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and you sort of just keep yourself
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and you're not causing any trouble,
-
you would be fine in Dubai, it's amazing.
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Next up is cleanliness.
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So cleanliness in Dubai is another level.
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Again, I didn't realise
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how dirty other countries are
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until I stayed in Dubai for half a year.
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And then I started going to other places,
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other countries and stuff,
-
I realised, wow, okay,
-
Dubai is really clean.
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Graffiti doesn't exist here,
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unless it's being placed purposely,
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the graffiti, by an artist or something,
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graffiti is not here.
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And I realised going back to London,
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wow, there's graffiti everywhere,
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it's wild.
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And again,
-
I'm going to be comparing it to Japan here,
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Japan is known to be
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one of the cleanest places on earth.
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I would say Dubai is cleaner,
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which is crazy.
-
I just didn't expect Dubai to be that clean.
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But it really, really is.
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It's cleaner than Japan.
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And Japan is definitely up there.
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No doubt.
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One of the cleanest places.
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I've also recently been to Singapore.
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Again, Singapore,
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is known to be
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a very clean place,
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but I wouldn't say
it's clean as to Dubai is.
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Dubai, they take it really to another level.
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Is that a reason as to why
-
you should move to Dubai?
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Because it's so clean?
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No, not at all.
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I don't think that really matters too much.
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Of course, you don't want
to be living in a city
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that's really dirty.
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But just having a place
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that's immaculately kept
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can really, I feel like, help
-
when it comes to just
-
this image that you have in
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your head of the place where
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if a place is clean
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and it looks well kept together,
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then you also are more likely to keep it
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well kept together
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because you want it to look clean.
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It sort of activity plays in your head
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that keeping things clean
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is the way of life here.
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Cost of living here is cheaper.
-
There's no doubt about it.
-
Now, of course, this very much depends
-
on your current situation.
-
It depends on your lifestyle
-
and it depends on
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where you're originally coming from.
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If you're coming from
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a major US city,
-
you're coming from the UK,
-
those sorts of places,
-
which is obviously-- I'm used to,
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Coming to Dubai,
-
the cost of living is much cheaper.
-
Now of course, if you're moving from
-
like Thailand or India,
-
then cost of living is outrageous here,
-
no doubt.
-
But when you're coming
-
from Western countries, from a Western city,
-
the cost of living here is so, so cheap.
-
Simple stuff like
the prices of groceries and stuff
-
can depend on where you shop,
-
but generally it is cheaper,
-
especially with-- I know in the UK,
-
the cost of living has gone up so much
-
and the price of just general everyday,
-
things like groceries have gone up so much,
-
that it's definitely more expensive
-
to buy
-
groceries there
-
compared to Dubai.
-
And it's the same with things
-
like electricity and fuel.
-
Like fuel for your car,
-
it is so much cheaper here
-
compared to the UK and the US.
-
It's crazy.
-
Really is impressive
-
how much cheaper it is.
-
Now there are things that are more expensive,
-
things like your phone plan,
-
your internet plan,
-
but it's not like
it's outrageously expensive,
-
but it is definitely more expensive
-
compared to the US and the UK.
-
I'm not sure how many people
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will agree with me on this one,
-
but I do think the quality
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of food here in Dubai
-
is just better.
-
Considering it's the desert
-
and most of the food has to be imported,
-
now they do grow some of their own food
-
because they have their own farms here,
-
indoor farms.
-
But most of the major supermarkets
-
that I've been to here,
-
the quality of the fruit and veg
-
and the meat is just incredible.
-
Everything tastes amazing.
-
I've noticed since moving here
-
that I eat a lot healthier,
-
purely because the fruit and veg
-
is just tastier to eat.
-
I'm more likely to eat it
-
because I know it's of amazing quality.
-
Same with the meat.
-
Meat can be more expensive
-
depending on the type of meat
-
you're buying.
-
If you're buying steaks and stuff,
-
yeah, it is more expensive,
-
but the quality of it
-
is just incredible.
-
It's really blown my mind.
-
I'm not joking.
-
My health
-
and my quality of intake of food
-
has just shot up incredibly.
-
And of course, when it comes to choice,
-
the choice you have here for food
-
and the way you want to eat,
-
I don't think there is
-
any other city in the world that beats it.
-
Whatever type of food you want,
-
whether it be high quality Japanese food
-
or whether it be some Turkish food,
-
you will find it here
-
and you will find it
-
in its most authentic form,
-
if you know where to look.
-
And it's mainly because there are so many
-
different types of people
-
from all different countries
-
that move here,
-
and they're looking for authentic food,
-
for food that reminds them
of their own country.
-
And there are, of course,
-
people from their own country
-
making restaurants, creating restaurants,
-
creating food
-
that match the quality of the food
-
that they would find in their country.
-
So you can find all types
of authentic food here.
-
And it's been really,
really impressive to me.
-
I don't think in my lifetime
-
I've had such a wide variety of food
-
in such a short amount of time.
-
I can go one week from having, like I said,
-
authentic Japanese food
-
all the way to having
-
if I want dirty American barbecue ribs,
-
I can get that as well.
-
It's just amazing
-
how many different types
of food there is here
-
and the quality of it all.
-
Making friends and having a community.
-
So this is something
-
I completely understand
-
is very difficult for some people.
-
I am an outlier here.
-
I'm not going to lie.
-
I have found it very, very easy
-
to make friends here.
-
Maybe it's a type of person I am.
-
Maybe it's because I'm willing
-
to talk to anyone
-
and sort of have a conversation or whatever
-
and just discover what a person is like.
-
Also, having an online
-
presence like I do,
-
having followers on Instagram,
-
YouTube, and stuff like that,
-
I obviously already have friends
-
who are in the space
-
of doing this sort of thing,
-
and a lot of them live in Dubai,
-
a lot of them visit Dubai.
-
Dubai seems to be like this hub
-
for people to sort of meet up.
-
So for me, it really hasn't been an issue.
-
I found it very easy to make friends.
-
I also think
-
a lot of people who complain about
-
they can't make friends is because
-
I don't think they're making enough effort.
-
I found that since moving here,
-
I'm meeting up with friends
a lot more regularly
-
and the variety of those friends,
-
the range of those friends
is much, much wider.
-
When I was in the UK,
-
I was usually just meeting the friends
-
who are local to me because that's easy.
-
That's where they are.
-
But with Dubai, there are people,
-
like I said, always flying in and out,
-
friends coming in and out all the time,
-
YouTubers, other creators,
-
other people in the space,
-
business people, entrepreneurs,
-
I'm meeting them
-
randomly here and there.
-
They'll message me and be like,
-
"Hey, man, I'm in Dubai.
-
Let's meet up."
-
And Dubai has been designed
-
in a very unique manner
-
compared to a city like London,
-
where when you're in London,
-
it can take maybe like an hour,
hour and a half
-
to get across London,
-
even when you're using public transport.
-
It can be quite a lot of effort
-
just to go see a friend in London.
-
But in Dubai,
-
you can usually drive
-
anywhere in Dubai
-
within 30 minutes,
-
as long as you're not driving
-
at rush hour.
-
Because of the way they've designed
highways, the roads and stuff,
-
sure, there is no public transport.
-
It would be really nice
to have public transport,
-
but as long as you're not driving
-
at rush hour,
-
you can usually get anywhere
-
in Dubai within 30 minutes.
-
And I found it super easy
-
to see friends
-
who are either staying in like the Marina
-
or staying in Downtown
-
or just staying in another part of Dubai.
-
Even going down to another city
-
like Abu Dhabi,
-
only takes an hour to get there.
-
So I can get down to Abu Dhabi in an hour.
-
And that's like--
I think that's 150 kilometres or something.
-
It's quite far,
-
but you can get there very, very quickly
-
because it's just one straight road.
-
So for me, making friends here,
-
and the sort of community aspect of it
has been incredible.
-
I have not had any issues.
-
Unfortunately, for people
-
who are outside of Dubai,
-
have this misconception
-
that Dubai is this sort of party, lavish lifestyle,
-
living sort of place,
-
where everything is to the max all the time.
-
But that's actually a very, very
small portion of the Dubai.
-
I don't think a lot of people realise this
-
because they just see
-
the stuff on social media,
-
they see it on YouTube videos,
-
and it's usually stuff
-
that's in like the Marina
-
or Downtown Dubai.
-
But those are actually very small parts.
-
The lifestyle you have in Dubai,
-
you can very much choose.
-
You can choose to have the party lifestyle
-
to go out all the time,
-
to be amongst the craziness all the time.
-
You can do that if you like,
-
but you can also have a very calm
-
and serene lifestyle here.
-
That's something
that I wanted since moving here
-
because I don't drink,
-
don't party really.
-
I've been to like sort of beach bars
-
and beach clubs and stuff,
-
but they're not also really my thing,
-
loud music and stuff.
-
I sound really boring here, don't I?
-
But loud music, super loud music
-
just isn't my sort of thing.
-
I love music, I listen to it all the time,
-
but super loud music,
-
where I just can't even talk
to the person next to me,
-
that's not my sort of thing.
-
If that's what you like,
-
you'll also love Dubai.
-
But like I said,
-
Dubai can also be a very calm
-
and serene place.
-
I live in a gated community,
family-orientated community,
-
and it is so quiet here,
-
so, so quiet.
-
I wanted to basically match
-
the sort of calm lifestyle
-
that I had in the UK here,
-
and you can do that.
-
And the great thing is
-
I can drive 20 minutes,
-
15 minutes,
-
and I can be at the beach,
-
and again,
-
just enjoy the beach
-
and enjoy the sunshine.
-
There's so many things here
-
that is designed for comfort, really,
-
to have a calm and comfortable lifestyle.
-
Also because of the communities
-
they have in Dubai,
-
you can live in any type
of community you like,
-
so you can live in a community
-
that's very sort of sports orientated
-
like the Sports City,
-
where you can have in Sports City.
-
There's also a pet-friendly community.
-
So if you have a dog
-
and you wanna take your dog
for walks regularly,
-
you wanna go to the park and stuff.
-
There are specific communities in Dubai
-
where it makes it super easy
-
for you to just leave your apartment,
-
leave your house
-
and take your dog for a walk,
-
take it to the park, whatever.
-
And there are other people there
-
who also own dogs
-
and other animals and stuff.
-
It's just designed to be pet-friendly,
-
which I think is actually super, super smart.
-
During the winter months between
-
October and March.
-
I don't think I would want
-
to be anywhere else on Earth,
-
the weather here is just about perfect.
-
It hovers anywhere between 20 to 30 degrees.
-
Sometimes it goes over 30 degrees,
-
but 20 to 30 degrees in the day.
-
And ten the sort of 10, 15 degrees in the night
-
during the winter months.
-
It is so, so nice.
-
I really don't wanna be anywhere else.
-
And it's one of the other reasons why
-
I really like the lifestyle here.
-
Now, there's a big con with that,
-
which is the summer.
-
The summer in Dubai is brutal,
-
there's no doubt about it.
-
You're mainly just sitting inside,
-
you're mainly sitting in AC.
-
Yeah, it's not exactly ideal for someone
-
who is a very outdoorsy person.
-
I'm not super outdoorsy
-
doing the job that I do
-
and the lifestyle that I have,
-
I do spend a lot of it inside.
-
So for me,
-
it's not been too much of an issue.
-
But I also have the luxury
-
of being able to afford
-
to travel quite regularly.
-
So during the summer months here,
-
I like to travel.
-
I'd like to go back to the UK,
-
I'd go to parts of Europe
-
and just anywhere else that I wanna go,
-
I usually do during the summer
-
to avoid the heat here
-
and to go somewhere cooler.
-
But even then when I go
-
somewhere like UK or Europe
-
or whatever in the summer, it's still warm.
-
It's technically Dubai's winter,
-
so it's just funny
-
how basically all year round
-
I have the summer.
-
The seasons, for me,
I can choose the season,
-
which is wild when I think about it.
-
I'm in this very fortunate position where
-
I can choose the season
-
any time of the year
-
and it's a very, very lucky
-
and fortunate position to be in.
-
But yeah, the summers
in Dubai are pretty brutal.
-
Now, like I mentioned earlier,
-
the 0% income tax is
-
and the 9% corporation tax,
-
depending on the company
you're running and stuff,
-
it has really changed my life in terms
-
of how I'm planning
-
my sort of retirement,
-
my portfolio, my future.
-
Since moving here I am saving over
-
50% of my income,
-
over 50%,
-
probably a bit
-
more than that actually.
-
And most of it is going into
-
my investments, into my savings,
-
it's crazy how quickly that's growing
-
compared to how slowly
-
it was growing in the UK,
-
because obviously I was having to pay
-
a lot of taxes in the UK.
-
I've realised how powerful
-
that can be
-
in terms of sort of life planning
-
and how I'm going to live my life
in the future,
-
how I'm living my life now.
-
I can have a lot more freedom
-
in what I spend my money on.
-
Having 0% income taxes,
-
sort of personal income taxes
-
is just incredibly, incredibly powerful.
-
Especially if you're someone
who is a high earner.
-
If you're someone
-
who's earning more than six figures,
-
if you're someone who's earning more
-
than seven figures,
-
the amount of money you save
in taxes moving Dubai
-
it's like you're taking home
double the income pretty much
-
depending on the country you're leaving from.
-
So it can make a huge, huge difference.
-
Now different laws in different countries.
-
In the UK, for example,
-
I can move from the UK
-
and still be a British citizen
-
and go back to the UK
-
whenever I like,
-
but be a tax resident of Dubai.
-
Obviously I have to spend
-
a certain amount of days in Dubai
-
and I can only spend
a certain amount of days in the UK.
-
Whenever I want to,
-
I can move back to the UK.
-
Like I said,
-
if I wanna move back to the UK
-
in five years, ten years,
-
whatever, I can do that, no problem.
-
I think there is this thing
-
about with capital gains
-
and stuff, capital gains taxes.
-
If you move back within five years,
-
you are liable to pay the taxes in the UK.
-
But I'm not a tax expert.
-
It's why I have an accountant.
-
I actually have two accountants,
-
I have an accountant in the UK
-
and I have an accountant here in Dubai,
-
and obviously they manage
-
my various different things,
-
my UK accountant manages all my UK stuff.
-
So yeah,
-
there's someone who is a high earner,
-
but you're not rich yet.
-
So HENRY, we like to call them.
-
I would very much take
-
into consideration moving to Dubai
-
doesn't have to be permanently,
-
but it could be a good way
-
just to build a portfolio to get yourself
-
sort of further
-
along the path
-
than you would
-
in another country.
-
If you are interested
-
in moving to Dubai yourself or the UAE.
-
I've actually partnered with an agency
-
that has a done for you service.
-
They help me manage my business,
-
they help me manage
-
all aspects of my business,
-
and they've helped out
-
other friends as well.
-
This service is specially designed
-
for those who want
-
a streamlined experience in moving.
-
You don't wanna deal
-
with any of the paperwork,
-
you don't wanna deal
-
with any of the hassle or anything.
-
You're willing to pay
-
someone just to do the job for you.
-
This is the agency
-
that does it all for you.
-
I think this is very much ideal
-
for someone who is a high earner.
-
You don't really wanna be dealing
-
with the paperwork
-
and sort of the logistics and stuff,
-
you'd rather pay someone else
-
because you don't have the time.
-
I was the same.
-
I don't really have the time
-
to learn about everything moving to Dubai.
-
I want someone to do it for me.
-
And these guys are incredible.
-
They do it for
-
so many different businesses.
-
They manage over a thousand businesses alone
-
and they've helped
-
thousands of people move to Dubai.
-
So if you guys are interested, I'll leave a link to it.
-
I partnered with them.
-
And yeah, if you're interested
-
in moving to Dubai, check it out.
-
So yeah, Dubai can be a very wild ride
-
or very calm, serene way of living.
-
It really depends on
-
how you want to live your life.
-
Hopefully, you guys enjoy this video.
-
Hopefully, you guys have enjoyed me
rambling about Dubai
-
and my experience here over the last year.
-
I feel like there was so much more
-
that I could sort of talk about,
-
there's so much more sort of to discuss.
-
I know a lot of people
are gonna have questions as well.
-
Please leave them in the comments.
-
I'll try to answer some of the comments.
-
I can't reply to everyone's comments,
-
but if there's anything interesting
-
in the comments,
-
I'll definitely reply to them.
-
Hopefully, you guys enjoyed it.
-
Follow me on Instagram and Twitter.
-
And subscribe for more.